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How to File an Auto Accident Claim In states where there is no fault, your insurance company will cover medical care and lost wages, regardless of who was at fault for the accident. They'll also need to look over documents and gather evidence (photos witnesses' statements medical records and expense reports). The amount of compensation you receive will depend on the severity of your injuries and the cost of your injuries. This article will guide you through the steps to making a claim in the event of an auto accident. Report the Accident It's important that you notify a crash with a car immediately. In many states, this will be done by the local police, county sheriffs, state police or Department of Motor Vehicles. If you can, snap photos of the scene of the crash. This can help you recall what happened, and can be helpful for your insurance claim. auto accident lawyer bridgeport can be used to show details like skid marks, vehicle damage weather conditions, skid marks, and other crucial details. You should also obtain the details of the other driver, for instance their name, insurance provider and even their address. You should also request their driver's license as well as their car registration, if you can. You should also record what you saw, and what transpired. Remember that memory is not reliable and if you don't record what happened it could leave you responsible for damages or injuries that aren't evident later on. If you fail to notify your insurance company, they could decline to pay for damages resulting from the accident. Check your policy or contact your agent to determine whether you are required to file an accident report. Seek medical attention One of the first things you should do following a car accident is to seek medical attention and be assessed for injuries. Making an appointment with a doctor as quickly as you can is a good way to avoid any future complications, and it can also make your claim stronger when it comes time to negotiate with the insurance company. It's best to visit an emergency room at a hospital, should you be able to, after a car accident. This is because hospitals have access to highest quality physicians, surgeons, and medical supplies. It can be difficult for insurance companies and defense lawyers to downplay injuries treated at the hospital. Car accidents can cause injuries ranging from minor bruising, to serious internal injuries like the traumatic brain injury or paralysis. Even if you don't feel any initial symptoms such as discomfort or stiffness it is crucial to see a physician. These records will be essential in proving that you've suffered injuries related to the crash. Our Denver car accident lawyers will utilize these records to present a convincing argument that the actions of the at-fault driver caused your injuries and that you should be awarded fair compensation for your injuries. Take Pictures Photograph the scene of the accident as fast as possible, ideally before the police arrive. If possible, photograph all the damage to each vehicle from different vantage points. If you can, take photos of the vehicle in close-ups as well as other evidence (such shattered glasses or airbags in use). If you're unable to capture close-ups of the vehicle put something like an old penny in the picture to give it a sense of scale. You can also snap photographs without or with flash to reveal more details. It is also important to take photos of any injuries that you suffered from the accident. The scrapes, scratches and bruises will fade over time, and the photos can be used as evidence of your injuries later on. It is also a good idea for you to take pictures of other things which are relevant to the accident (such as traffic signals, road signs weather conditions, road debris) because they will help you get a better understanding of what happened. Contact Your Insurance Company Contacting your insurance company is essential, whether or not you plan to file a claim for an accident in your car. You might be required to file a claim under your policy, but even if not an attorney, you will need the details of your losses in order to support your claim (such as repairs and medical bills). Luna says that you should gather all relevant information about the scene. This includes the information about your vehicle and any other drivers involved. Ask to see the insurance card of the other driver and make sure you have their name and address, phone number and details about their car insurance (company, policy numbers). If there are witnesses, collect their names and phone numbers. The most unintentional thing you'll ever do following a car crash is to argue with insurance companies It is crucial to remain calm. If you're feeling emotional your statements could be used against you later in the process. It is recommended to let an attorney manage the negotiations. They can make sure that you don't say anything that could be used against you later on. Contact an attorney An experienced lawyer can help you navigate the insurance company and get an appropriate settlement. They will review all of your medical records and bills and consult with your doctor to determine the full extent and extent of your injuries. If you fail to provide them with complete and accurate documents, they won't offer you a fair price. You could be entitled to non-economic damages, like suffering and pain in addition to your economic losses. If a court decides that the other driver was negligent, reckless or acted with a high degree of or recklessness, it may be able to award punitive damages. If the driver who was at fault fled the scene, you'll have to report the incident to the police. You must also get a copy of the crash report from the precinct or online. You'll need it to submit a no-fault claim, or a liability lawsuit. New York has very specific laws that govern automobile accidents. These rules are best explained by an experienced attorney.